Long Island, Smithtown and Stony Brook real estate and homes for sale in New York, waterfront properties and luxury homes - Frank Zamarelli, REALTOR® Frank Zamarelli REALTOR(r) for Long Island, Smithtown and Stony Brook , New York real estate, waterfront properties and luxury homes - NUMBER1EXPERT™ Frank Zamarelli NUMBER1EXPERT(tm) for Long Island, Smithtown and Stony Brook , New York real estate, waterfront properties and luxury homes
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Frank Zamarelli, REALTORŪ, real estate agent and broker for Long Island, Smithtown and Stony Brook New York home listings, property and land for sale - NUMBER1EXPERT(tm)





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His services were exemplary!
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First Time Homebuyers: Long Island New York home buying, real estate listings, and homes for sale in Suffolk                        County, NY
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Long Island, Smithtown and Stony Brook real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...
 

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Real Estate Tips
Real Estate Contracts >Personal Property

When you purchase a property, it usually includes the land and everything attached to it, such as buildings, trees, shrubs, etc. Most buyers are only interested in purchasing the real estate, not the owner's personal property. What happens when personal property has become a part of the real estate? Is it actually a "fixture" which will now convey to the buyer with the real estate?

There are three tests which usually need to be satisfied. Has the personal property been permanently annexed to the real estate? Is it intended to become part of the real estate? What is the local custom? Fixtures may include shades, heaters, ranges, screens, storm windows, lighting fixtures, etc. To save misunderstanding at the closing--and perhaps the sale--it is important that the seller spell out specifically in the sales agreement what will go to the buyer as part of the property.

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Real Estate Trivia
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What is currently the most technologically advanced way to vacuum your home?

A 
The self-propelling Dyson DC06 scans and maps a room with sensors and is controlled by built-in computers that prevent it from falling downstairs.
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Frank Zamarelli, REALTORŪ, real estate agent and broker for Long Island New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Frank Zamarelli
Century-21 North End Realty

960 Jericho Turnpike
St. James, NY 11780
Cell: 516-972-8115
Home office: 631-689-0519
Fax: 631-724-5866
Email: fzamarelli@yahoo.com
Email: zfrankjzamarelli@aol.com

Frank Zamarelli is a dedicated Real Estate Professional with many years of experience. Frank is a CBR (certified buyers broker), GRI (graduate of the real estate institute), a PRRA (professional real estate appraiser),a, RECS member, a SRES and a e-Pro. Frank also specializes in waterfront properties, new construction, horse properties, luxury homes, foreclosures, and historical homes. Frank is available 7 days of the week so don't hesitate to contact him today!

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