Long Island, Smithtown and Stony Brook real estate and homes for sale in New York, waterfront properties and luxury homes - Frank Zamarelli, REALTOR® Frank Zamarelli REALTOR(r) for Long Island, Smithtown and Stony Brook , New York real estate, waterfront properties and luxury homes - NUMBER1EXPERT™ Frank Zamarelli NUMBER1EXPERT(tm) for Long Island, Smithtown and Stony Brook , New York real estate, waterfront properties and luxury homes
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Frank Zamarelli, REALTORŪ, real estate agent and broker for Long Island, Smithtown and Stony Brook New York home listings, property and land for sale - NUMBER1EXPERT(tm)





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First Time Homebuyers: Long Island New York home buying, real estate listings, and homes for sale in Suffolk                        County, NY
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Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Long Island, Smithtown and Stony Brook real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...
 

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Real Estate Tips
Zoning Laws >Remodeling and Permits

Obtaining the proper permits when remodeling can be a critical element in the process. Many homeowners are unaware of the local building codes and zoning laws governing renovations. Disregarding these laws may result in fines, and in some cases you may even be asked to demolish the work that has been done.

When remodeling you have to go through the process of obtaining the proper permits. Zoning laws protect homeowners and cover issues such as the size of setbacks (distance between buildings and property lines), the height of buildings and occupancy. State and local building codes deal primarily with life and safety issues (insulation, smoke detectors, plumbing, electrical wiring, etc.) In order to satisfy these regulations you must submit information showing the project complies with the laws.

When plans do not conform they are sent to the Zoning Board of Appeals. There the homeowner, accompanied by an architect or attorney, presents his case at a public hearing. Usually the board tries to work with you in compromising with what you would like to do and what is best for the neighborhood.

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Real Estate Trivia
Q 
Where was the first hotel built in the US?

A 
The Union Hotel (1802) Saratoga Springs, NY, is the first hotel emphasizing lodging and services, in addition to food and drink.
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Frank Zamarelli, REALTORŪ, real estate agent and broker for Long Island New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Frank Zamarelli
Century-21 North End Realty

960 Jericho Turnpike
St. James, NY 11780
Cell: 516-972-8115
Home office: 631-689-0519
Fax: 631-724-5866
Email: fzamarelli@yahoo.com
Email: zfrankjzamarelli@aol.com

Frank Zamarelli is a dedicated Real Estate Professional with many years of experience. Frank is a CBR (certified buyers broker), GRI (graduate of the real estate institute), a PRRA (professional real estate appraiser),a, RECS member, a SRES and a e-Pro. Frank also specializes in waterfront properties, new construction, horse properties, luxury homes, foreclosures, and historical homes. Frank is available 7 days of the week so don't hesitate to contact him today!

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