Long Island, Smithtown and Stony Brook real estate and homes for sale in New York, waterfront properties and luxury homes - Frank Zamarelli, REALTOR® Frank Zamarelli REALTOR(r) for Long Island, Smithtown and Stony Brook , New York real estate, waterfront properties and luxury homes - NUMBER1EXPERT™ Frank Zamarelli NUMBER1EXPERT(tm) for Long Island, Smithtown and Stony Brook , New York real estate, waterfront properties and luxury homes
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Frank Zamarelli, REALTORŪ, real estate agent and broker for Long Island, Smithtown and Stony Brook New York home listings, property and land for sale - NUMBER1EXPERT(tm)





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Mortgage Prequalification: Long Island, Smithtown and Stony Brook New York home buying, real estate listings, and homes for sale in Suffolk                        County, NY
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Long Island, Smithtown and Stony Brook Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

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Real Estate Tips
Selling Your Home >What Would Mama Think

There's no doubt about it--the kitchen is one of the most important rooms in the whole house for many prospective buyers. Smart sellers will take a close look at how they can make their kitchen a real asset when it is time to sell.

Your kitchen doesn't need to be state-of-the-art to be attractive. The first step toward enhancing your kitchen's appeal is a thorough cleaning. This includes scrubbing the walls, cabinets (inside and out), floors, and appliances. Keep the counter tops as clear as possible of small appliances and gadgets. Consider low-cost improvements which can make a big difference, such as a coat of paint, fresh wallpaper, or new floor covering. Be sure to keep the kitchen sparkling when the house is being shown. This means no dirty dishes in the sink or moldy cucumbers in the refrigerator. This extra effort will pay great dividends!

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Real Estate Trivia
Q 
What was the first land designated by the US government as a National Park?

A 
Yellowstone was established "as a public park or pleasuring ground for the benefit and enjoyment of people" in March 1872.
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Frank Zamarelli, REALTORŪ, real estate agent and broker for Long Island, Smithtown and Stony Brook New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Frank Zamarelli
Century-21 North End Realty

960 Jericho Turnpike
St. James, NY 11780
Cell: 516-972-8115
Home office: 631-689-3656
Fax: 631-724-5866
Email: fzamarelli@yahoo.com
Email: zfrankjzamarelli@aol.com

Frank Zamarelli is a dedicated Real Estate Professional with many years of experience. Frank is a CBR (certified buyers broker), GRI (graduate of the real estate institute), a PRRA (professional real estate appraiser),a, RECS member, a SRES and a e-Pro. Frank also specializes in waterfront properties, new construction, horse properties, luxury homes, foreclosures, and historical homes. Frank is available 7 days of the week so don't hesitate to contact him today!

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