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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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I will be happy to recommend Frank!
Frank Zamarelli is by far the best real estate broker with whome I've ever worked with.
Betty Amando, Suffolk County, NY
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Frank Zamarelli is one of The Top
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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 631-724-8500X17.
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Learn more about Long Island, Smithtown and Stony Brook School and sign up today to get FREE local school reports!
 Everyone offers free school reports. Me too! Plus I offer more. As a top Long Island, Smithtown and Stony Brook Realtor, I can tell you things about the schools that no report generated by a computer will ever know. Remember, I consult with people moving to the Long Island, Smithtown and Stony Brook, New York area on a daily basis. It's my job to know, and my job to tell you. Call me for a first-hand experience of the local schools. Or fill out this form to send me a message right now. It's free and without obligation. I'll get back to you immediately with a phone call, a free report, or a brochure from a local school...
Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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What area in the U.S. has been referred to as the "American Riviera"?
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Miami Beach in Biscayne Bay is Florida's pre-eminent place for "people watching" and a hot spot for celebrities.
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