Long Island, Smithtown and Stony Brook real estate and homes for sale in New York, waterfront properties and luxury homes - Frank Zamarelli, REALTOR® Frank Zamarelli REALTOR(r) for Long Island, Smithtown and Stony Brook , New York real estate, waterfront properties and luxury homes - NUMBER1EXPERT™ Frank Zamarelli NUMBER1EXPERT(tm) for Long Island, Smithtown and Stony Brook , New York real estate, waterfront properties and luxury homes
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Frank Zamarelli, REALTOR®, real estate agent and broker for Long Island, Smithtown and Stony Brook New York home listings, property and land for sale - NUMBER1EXPERT(tm)





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Local Info: Smithtown, NY
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About Smithtown 

 

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Overview

Located on the North Shore of Long Island, Smithtown and Stony Brook, Smithtown, NY offers easy access to the LIE , other major highways and roads as well as a peaceful rural living circumstance. This is only the beginning to the great advantages of being commuting distance to one of the greatest cities on earth. Smithtown offers beautiful beaches and other great natural elements including the Nissoquogue River. Smithtown also borders other great areas that incorporate top notch restaurants and great shopping. 

The median family income in Smithtown is about $87,000 – almost twice the national average – and our house values appreciate faster than many other places in the state of New York.

Transportation

Smithtown is considered part of the metropolitan New York area. It’s a comfortable 90 minute commute (41 miles) to NYC by Long Island, Smithtown and Stony Brook Railroad or a 60 minute drive on the I-495 by car. Bridgeport, CT, is also commutable from here. Ferries  leave from Port Jefferson (about 25 minutes northeast of Smithtown) and arrive in Bridgeport in 75 minutes.

Air travel is greatly simplified by having MacArthur Airport in Ronkonkoma, about 20 minutes southeast of Smithtown. Several major airlines provide service to MacArthur, including Continental, Delta, Southwest and US Air. In addition to local hops, they offer non-stop service to Chicago, Boston, Atlanta, Baltimore and Tampa.

La Guardia International Airport is about an hour away, and you can be at Kennedy International in about ninety minutes.


Brief History

Smithtown was named after Richard "Bull" Smith (or Smythe). Legend has it that the local Native Americans told Smith he could claim all the land he could ride in one day on a bull. Smith, who had been banished from Southhampton, jumped at the chance. He rode his bull, “Whisper”, and the acreage he covered is basically the core of Smithtown.

The area was largely settled by Italian, Irish and German immigrants. Today the population of Smithtown is about 120,000.

 

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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
What is the mysterious American island whose private owners are intent on preserving the ways of early island life?

A 
The Robinson Family, owners of Niihau, Hawaii, have done everything in their power to preserve traditional ways.
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Frank Zamarelli, REALTOR®, real estate agent and broker for Long Island, Smithtown and Stony Brook New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Frank Zamarelli
Century-21 North End Realty

960 Jericho Turnpike
St. James, NY 11780
Cell: 516-972-8115
Home office: 631-689-0519
Fax: 631-724-5866
Email: fzamarelli@yahoo.com
Email: zfrankjzamarelli@aol.com

Frank Zamarelli is a dedicated Real Estate Professional with many years of experience. Frank is a CBR (certified buyers broker), GRI (graduate of the real estate institute), a PRRA (professional real estate appraiser),a, RECS member, a SRES and a e-Pro. Frank also specializes in waterfront properties, new construction, horse properties, luxury homes, foreclosures, and historical homes. Frank is available 7 days of the week so don't hesitate to contact him today!

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